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March 18th, 2010 
Rick Byrd
Broker

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Home 2 Home was established to assist homeowners facing mortgage distress.

Nevada's stiff laws for foreclosure counseling highly regulate this activity to Lawyers and Nonprofits.

This consumer protection is designed to regulate companies that assist mortgage holders who may need assistance and guarantee that the same predatory practices that mortgage companies used in getting homeowners in trouble is not used to get them out of trouble.

Home 2 Home has developed a system for assisting homeowners contact their mortgage holder or servicer and negotiate with their lender to receive mortgage payment assistance; debts forgives and in situations where current home values have dropped seek principal loan reduction.

The current financial crisis has created an environment where mortgage lenders and mortgage servicers are unable to assist homeowners who are in distress.

Less than 5% of all mortgages are being sufficiently modified by lenders.  This crisis is causing foreclosures to increase at levels never seen before.

In order to seek mortgage relief and stop foreclosure homeowners must use all resources available to them.

At Home 2 Home we have developed a system where by we implement 7 activities designed to assist homeowners obtain successful negations with mortgage companies and servicers.

Modification Proposal

Short Sale Listing

Retain Attorney to explore Bankruptcy

Re-fi with short payoff

Mortgage compliance stress test

Retain Attorney to pursue lender for Mortgage violations

Produce the note

Produce the owner of the note

Rescind the sale

Financial Timeline

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