In the quick changing world of Loan Modifications it has become clear that according to Nevada Law the only correct way for Non-Attorneys to perform Loan Modifications is through a Non Profit agency.

Mortgage Companies and Real Estate agents working under marketing agreements and assisting Lawyers complete loan modifications are most likely guilty of several laws regulating the payment of referrals or monies to non attorneys.

In order to maintain compliance with local laws and to further assist borrowers Home 2 Home, a non profit corporation has been formed.

Due to new political changes the assistance of Attorneys is needed less as mortgage lenders begin to offer loan modifications under government pressure to do so.  These pressure offered modifications still do not satisfy the needs of the borrowers and do not relieve them of a lifetime of mortgage crisis but offer them a short time fix to appease congress and elected officials to believe the mortgage companies are attempting to modify borrower's loans.

Borrowers now need trained real estate and mortgage specialists to assess the validly of the offer and often times wade through the modification offer to determine what the true terms really are.

Modification specialist can now successfully negotiate terms for a borrower better than lender offered modifications often without the pressure of an Attorney.

In situations where lenders are unwilling to modify borrower's loans or violations of RESPA, TILA or predatory lending has been discovered the services of an Attorney can be employed to force the lender to modify the borrower's mortgage.

Home 2 Home can assist with all three of the above scenarios. 

Home 2 Home's modification specialists can review a lenders mortgage modification offer and determine what the long term ramification may be.

Home 2 Home's modification specialist can negotiate on behalf of the borrower to get the best possible modification for the borrower.

And in situations as needed Home 2 Home may refer or assist the borrower in engaging the services of an Attorney to modify the borrower's loan.